Adverse Credit Mortgage Eligibility Explainer

Answer five short questions about your credit history, timing and circumstances. At the end you will get a plain-English explanation of how specialist lenders typically weigh a combination like yours, and what to consider doing next.

This tool is educational only. It does not give you an eligibility result, does not guarantee any outcome, and does not name lenders, rates or figures. A decision about your own borrowing needs an FCA-authorised lender or broker.
Step 1 of 5
1. What type of credit issue applies to you?